Do you really want to go broke and stay caught in the economic trap? Here are the top 7 actions that will guarantee you have NO MONEY.

1. Spend every dime you make and deny yourself nothing; buy stuff whether you need it or not.

2. Spend all the money in your bank account and on your credit cards too. Borrow the money to cover any emergencies that come up.

3. Work to make just enough money to barely pay your bills and spend your free time out spending money. Don't stress over the yearly increase in the cost of living.

4. Use your credit cards to pay for essential items like gas and groceries, and to do impulse shopping for things you want but don't need. Spend up to the limit on all of your credit cards.

5. Pay only the minimum payment required on your credit cards each month, and don't worry about the extra charges for paying late or spending over your credit limit.

6. Never put any money in savings, and if you do, feel free to tap into those funds when you can't pay your bills.

7. Count on the Government and Social Security to care for you when you can no longer work.

These 7 actions will ensure that you are broke and living at the poverty level. If being plagued with money problems and constant worry about money doesn't bother you, then you'll be able to spend those sleepless nights spending more money on credit cards by shopping on-line for entertainment. Heaven forbid that you should be working on ways to take responsibility for your own financial survival instead of relying on someone else to take care of you financially. Isn't that what friends, family and the Social Security system are for?

Now that I've given you all this advice about how to live broke and die penniless, I should also tell you that there is a money management system that you can use to control your income and debts to get on the road to financial freedom. If ever you change your mind and make the decision you would rather take responsibility for improving your own financial condition, you can learn more about the system by reading my other articles.

Sandra Simmons, President of Money Management Solutions, has years of experience helping business owners and individuals manage their income to achieve financial freedom. To find out about the Money Management Software she created, watch the FREE 5-minute demo video on her website at www.MoneyMgmtSolutions.com